Bath Savings Institution E-Sign Disclosure and Consent

Read this Electronic Records (E-Sign) notice carefully and keep a copy for your records.

The Electronic Signatures in Global and National Commerce Act (E-Sign) requires your approval before we can present required disclosures electronically. Your consent to receive disclosures electronically will apply to all communications for products and services offered by Bath Savings Institution that are not otherwise governed by the terms and conditions of an electronic disclosure and consent. You may print or save any disclosure provided to you electronically that is important to you. You have a right to not consent to this disclosure and only receive paper disclosures; however, access to electronic services may be restricted.
The words "we" and "us" mean Bath Savings Institution, and the words "you" and "your" mean you, the individual(s) or entity identified on the Account. As used in this Disclosure, "Communication" means any customer agreements or amendments, privacy policies, notices, account statements, disclosures, and all other information related to the product or service, including but not limited to information that we are required by law to provide to you in writing. "Account" means the account(s) you have with us now or in the future.

Communications to Be Provided in Electronic Form. We may provide you with Communications in electronic form and may discontinue some or all paper copy Communications. Your consent to receive Communications in electronic from includes, but is not limited to:

• All legal and regulatory disclosures, communications, and agreements associated with your Account.
• Notices or disclosures about a change in your Account.
• Privacy policies and notices.

Method of Providing Communications to You in Electronic Form. All Communications that we provide to you in electronic form will be provided either via e-mail or by access to a website that we will designate.

Hardware and Software Requirements. To access, view, and retain electronic communications you will need access to the most recent version of Internet Explorer®, Firefox®, Safari®, Google Chrome™, or Opera™ browser with 128-bit Security, Cookies, and JavaScript enabled. Adobe® Acrobat® Reader® software is required for some electronic Communications. In addition, you must maintain an up-to-date device, operating system, and telecommunications connection to the internet that is capable of receiving, assessing, displaying, and either printing or storing electronic Communications. An e-mail account may also be needed to receive electronic Communications.

How to Withdraw Consent. You may withdraw your consent to receive Communications in electronic form by contacting us at 1-800-447-4559 at anytime and at no cost to you; however, your access to some electronic services may be terminated. Additionally, withdrawal of consent for eStatements may result in a fee or a change in fee for some accounts. Please contact us for additional information.

How to Update Your Records. To update your email addresses and contact information you must complete a Change of

Address Form which can be obtained by contacting us at 1-800-447-4559.

Paper Copies. If you would prefer to receive paper copies of any Communication free of charge after consenting to receive electronic disclosures please contact us by phone at 1-800-447-4559. Requesting a paper copy does not affect the legal validity of the Communications already provided to you electronically.

Consent. Acceptance of this disclosure constitutes your written signature and approval of, and agreement to be bound by, the terms of this agreement. If you do not accept this agreement, your access to some electronic services including, but not limited to, Internet Banking Services will be discontinued.